Transparent, Fair, and Affordable Fee Structure
We are fee-only advisors - the gold standard for transparency and fiduciary services. That means that you are always fully aware of the fees we charge, and we get no commissions or kickbacks to push products on to you.
Read more about Fee-Only Financial Planning.
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Our work is as diverse as our clientele. Therefore, our fees structure is designed to be flexible and affordable. We believe in delivering tremendous value.
For clients with more than $2M, we set a flat annual fee, based on complexity, covering both comprehensive financial planning AND investment management. For clients earlier in their careers or with smaller investment assets, we charge a percentage of AUM (assets under management) per the table below.
$0 - $1M
0.90%
$1M and up
0.75%
However, some clients choose to manage their own financial assets, and hire us to help with the financial planning. Our fees to them has a wide range, and depends on the complexity of their situation.
Ongoing Financial Planning:
$500 - $5,000 per quarter.
One-time Financial Planning (Project-based)
$1000 - $20,000; based on needs and complexity.
The typical family of four, with a salaried couple in their 40s or 50s will cost $5,000 for a one-time financial plan.
Fee-only Financial Planning: A Transparent Approach to Financial Advice
This is the fastest-growing pricing model in the financial services industry, and for good reason. As technology and the market for financial services has evolved to become more accessible and efficient, it has become easier to get great financial advice for a reasonable price.
Fee-only planning is the gold-standard for transparent and fiducial relationships.
Fee-only financial planning is a model where financial advisors are compensated solely by fees paid directly by their clients. Unlike commission-based advisors who may earn a commission by selling certain financial products, fee-only advisors operate on a transparent and objective basis. This means that they do not receive any additional compensation from third parties for recommending specific investments or financial products.
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This fee structure aligns the interests of the advisor and the client, as the advisor's compensation is not tied to the sale of any particular financial product. It allows the advisor to provide unbiased advice and recommendations that are solely based on the client's best interests and financial goals.
The Benefits of Fee-Only Financial Planning
Transparency: At every point in the relationship, with us as your financial advisors, you will know exactly what you are paying for the services you receive. This transparency builds trust and ensures that the advisor's focus remains solely on your financial well-being.
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Objectivity: Since we do not earn commissions or incentives from product sales, we only offer unbiased recommendations. We prioritize your financial goals and risk tolerance when making investment recommendations, nothing else.
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Alignment: Since we receive no commissions, kickbacks or other in-kind compensation from companies we recommend, we evaluate options just as you would. Our goals become aligned with yours, and your success becomes aligned with ours.